Fed up with Corporate America?
AIG sayin, it's not me, it's not me.... who is it then?

Circumstances and behaviour, 09/11, we all played and not just in America not saving enough, spending too much, borrowing too much.

Now can you blame someone in particular?

No, but if it can help, you can address Wall Street and Corporate America some useful in the future keep in mind. Such as, don't ever again do business with people that Wall Street has not educated and has no reason to care for Wall Street's reputation.

Don't ever again short circuit underwriting. Create and finance a Wall Street grown mutualised professional center to establish standards targeting sales, underwriting, management for any future range of innovative products helping professionals nationwide to be right on misleading no one.
That professional center will also address why it seems we haven't been able to transmit the new generation the values that have helped our institutions earned a deserved world wide reputation and why from LLoyd's "Honoris y Probum" we ended with Quick loan Funding....
I have more if it does help you go over it.